I can’t say how it is in America, but in Scandinavia, people are being tricked into government funded educations that last until they have wasted their best years. Only to find that the jobs for these educations do not even exist. It’s all about who you know and who you are. There’s no Scandinavian dream. Everyone has an education.
And people are being kept in long educations for statistics. They’re not showing up as unemployed. They also have a hard time achieving those 40 years you need to work, to have a pension you can live on. Aspecially if you waste working years to have a kid or two as well.